Currently Not Collectible (CNC) Status – Stop IRS Collections

Can’t afford to pay your IRS tax debt right now? If your financial situation makes it impossible to pay without hardship, you may qualify for Currently Not Collectible status — a powerful IRS program that stops collections entirely.

At Summit Tax Relief, we help troubled taxpayers secure CNC status so they can avoid levies, garnishments, and stress — without making payments they can’t afford.

What Is Currently Not Collectible Status?

Currently Not Collectible (CNC) status is a designation the IRS gives to taxpayers who are unable to pay due to financial hardship. When you're approved, the IRS:

• Stops all collection efforts
• Freezes wage garnishments and bank levies
• Suspends most enforcement actions
• Keeps your account active but “on hold”

You won’t have to make any payments while in CNC — and in many cases, the IRS will eventually write off older debt if the collection statute expires while you're in hardship status.

Who Qualifies for CNC Status?

You may be eligible for CNC if:

• Your income is too low to cover basic living expenses
• You're unemployed, disabled, or dealing with medical issues
• You're receiving Social Security or retirement income only
• You have significant debts and little or no assets
• Paying would cause serious financial hardship

We’ll complete a full IRS financial analysis to determine your eligibility and build the case.

How We Help You Get Approved for CNC

• ✅ Review IRS transcripts and collection status
• ✅ Prepare Form 433-A or 433-F (Collection Information Statement)
• ✅ Calculate Allowable Living Expenses under IRS standards
• ✅ Communicate directly with IRS Collections on your behalf
• ✅ Submit all documentation and advocate for approval
• ✅ Monitor your case to ensure no enforcement resumes

We handle all IRS contact — you don’t have to deal with agents or call centers.

Important Notes About CNC Status

• The IRS may still file a tax lien, even while your case is in CNC.
• The debt does not go away — but collection is paused.
• CNC can often be combined with other strategies (e.g., Offer in Compromise later, penalty abatement, or waiting out the 10-year statute of limitations).
• You must stay current on future tax filings to remain eligible.

Why Taxpayers Choose Summit Tax Relief

• ✅ Experienced in hardship-based IRS cases
• ✅ CPA-led financial analysis and IRS communication
• ✅ Flat-fee pricing with no surprise hourly billing
• ✅ Compassionate, judgment-free help

Client Success Story

“I had lost my job and couldn’t even pay rent. The IRS kept sending letters, and I thought I was done for. Summit helped me file CNC status and stopped the wage garnishment immediately. I finally had room to breathe.”
— Eric J., Oklahoma City, OK

Don’t Let the IRS Take What You Don’t Have

If you truly can’t pay your tax debt, you may not have to — at least not right now.

Summit Tax Relief can help you secure hardship protection and put the IRS on pause. Let us fight for you.