If you or your bank received IRS Form 668-A, it means the IRS has taken serious action — and your bank account is at risk. This form is the official notice used to initiate a bank levy, allowing the IRS to seize the funds in your account.

In Oklahoma, these notices hit individuals and business owners alike. Here's what the form means, what happens next, and how to stop the levy before the IRS takes your money.

What Is IRS Form 668-A?

Form 668-A is the IRS's legal notice to your bank that it intends to levy your account.

When a bank receives this form, it must:

• Freeze the funds in your account immediately
• Hold those funds for 21 calendar days
• Then send the money to the IRS — unless a valid resolution is submitted

This form is not a warning — it is the start of active collection.

What Happens When the Form Is Sent?

1. Your bank account is frozen — you can’t access the balance
2. The freeze stays in place for 21 days
3. After that, the IRS takes the money
4. The bank will not release funds to you unless the levy is lifted by the IRS

What Kinds of Accounts Can Be Levied?

The IRS can levy:

• Checking accounts
• Business operating accounts
• Joint accounts (even if only one party owes the IRS)
• Investment or brokerage accounts
• Trust or escrow funds (in some cases)

If the account is titled in your name or EIN, it’s at risk.

How Did This Happen?

Form 668-A is issued after a series of ignored notices:

• CP504: Notice of Intent to Levy
• LT11 or Letter 1058: Final Notice and Right to a Hearing
• No resolution filed (OIC, IA, CNC)
• No contact with the IRS or representative

If you ignore those steps, the IRS moves forward — and the levy hits without further warning.

Why the 21-Day Window Matters

From the date the bank receives the form, you have 21 calendar days to:

• Contact the IRS
• Submit a resolution
• File for hardship status or appeal
• Request a levy release

After 21 days, the bank sends the funds to the IRS. No exceptions.

How to Respond to IRS Form 668-A in Oklahoma

Summit Tax Relief helps Oklahoma clients stop levies every week. Here's how we do it:

✅ Step 1: Power of Attorney (POA)

We file Form 2848 with the IRS so we can act on your behalf — immediately.

✅ Step 2: Contact the IRS Collections Unit

We request a collection hold to pause the levy during resolution review.

✅ Step 3: Build and Submit a Resolution

We evaluate and file one of the following:

• Installment Agreement (IA)
• Currently Not Collectible (CNC)
• Offer in Compromise (OIC)
• Appeal / CDP Hearing request (if you’re still within time)

Can You Get the Money Back?

If the IRS has already taken the funds:

• We can request a refund only if there was a procedural error or financial hardship
• The longer you wait, the less likely a refund becomes
• The key is submitting a valid, properly documented resolution plan

Why Summit Tax Relief?

• Oklahoma-based and CPA-led
• Flat-fee pricing — no surprise hourly charges
• We focus exclusively on serious IRS problems ($25K+)
• We deal with the IRS so you don’t have to
• We act fast when bank levies hit — often within 24 hours

Related Blog Posts (Internal Links)

• IRS Bank Levy in Oklahoma: What You Need to Know
• How to Stop an IRS Bank Levy Before It Hits Your Account
• What Happens When the IRS Freezes Your Bank Account?
• IRS Wage Garnishment vs. Bank Levy – What’s the Difference in Oklahoma?

Get Help Npw

If you or your bank received Form 668-A, your money is already frozen — and you only have 21 days to stop it. Don’t wait until the funds are gone.


Call Summit Tax Relief at (833) 477-4911
Schedule Your Free Strategy Call

Frequently Asked Questions

📣 About the Author

Marc Boulanger, CPA is the founder of Summit Tax Relief LLC, based in Oklahoma City, OK.

With over a decade of experience helping individuals and businesses resolve serious IRS and State tax issues, Marc specializes in tax resolution strategies including Offers in Compromise, wage garnishment relief, and back tax compliance.

He is licensed as a Certified Public Accountant in both Oklahoma and California, and has a proven track record of helping clients settle complex tax debts and regain financial stability.

📍 Learn more at www.summittaxrelief.com or call (833) 477-4911.