If you’ve received a letter from the IRS labeled Form 668-A – Notice of Levy on Wages, Salary, and Other Income, it means the IRS has taken official action to seize part of your earnings.

This is not a warning — it’s enforcement.

For Oklahoma taxpayers, this form can feel terrifying. But understanding what it means and acting fast can make all the difference. At Summit Tax Relief, we help Oklahomans with $25,000 or more in tax debt stop levies, release garnishments, and negotiate real resolutions. To better understand how wage seizures work in the state, visit IRS Wage Garnishment in Oklahoma: What You Need to Know.

1. What IRS Form 668-A Actually Is

Form 668-A is the legal notice the IRS sends to your employer, contractor, or payer instructing them to send part of your wages or income directly to the government.

Key facts:

It’s a “continuous levy.” Once issued, it remains in effect until the tax debt is satisfied or released.

It applies to wages, salaries, commissions, bonuses, and in some cases, contract payments.

It’s triggered after prior notices (CP504 and LT11) have gone unanswered.

2. How the IRS Calculates What to Take

The IRS uses the Publication 1494 exemption table to determine how much of your income you can keep. Everything above that exempt amount is sent to the IRS.

Example:

Single, no dependents → keep about $1 100 per month.

Married with two dependents → keep roughly $2 200 per month.

The rest is levied.

For Oklahoma families, this can wipe out entire paychecks, leaving little to cover rent or food. When a levy strikes, you must act quickly to stop the financial bleeding — you can learn more about that process by reading How to Stop an IRS Wage Garnishment in Oklahoma.

3. What Triggers Form 668-A

Ignored IRS balance-due notices (CP14 → CP501 → CP503 → CP504 → LT11).

Failure to respond within 30 days of a Final Notice of Intent to Levy.

Unfiled returns or defaulted installment agreements.

Once a revenue officer or ACS (Automated Collection System) issues Form 668-A, employers must comply immediately.

4. How to Stop a Levy from Form 668-A

You have several proven paths to remove or suspend the levy:

1. Installment Agreement – Once accepted, the IRS releases the levy.

2. Offer in Compromise – If you qualify, you may settle for less than the full balance.

3. Currently Not Collectible (CNC) – For financial hardship situations.

4. Collection Appeals Program (CAP) – Challenge the levy if it’s premature or improper.

5. Emergency Representation – Summit often secures same-week releases for Oklahoma clients facing active levies.

In one recent case, a software engineer in Oklahoma City earning $7,000 per month received Form 668-A and was about to lose $4,600 monthly to the IRS. Summit stepped in immediately, proved financial hardship, and negotiated a CNC status, saving the client $55,000 in enforced collections over the following year. For more insight into cases like this, see Oklahoma City, OK – Escaping the Nightmare: IRS Collections and Levies.

5. Case Study – Oklahoma City Engineer Facing Levy

A client earning $7 000 per month received Form 668-A at work. The IRS planned to take $4 600 each month. Summit intervened immediately, proved financial hardship, and negotiated a CNC status — saving the client $55 000 in enforced collections over the next year.

6. What Employers in Oklahoma Must Do

When they receive Form 668-A:

They must start withholding by the next payroll cycle.

They must send the withheld funds directly to the IRS.

They cannot legally ignore the order — failure to comply can make them personally liable.

7. Preventing Future Levies

File all tax returns on time.

Respond promptly to IRS letters.

Maintain payment plans or hardship status.

Seek professional help before balances exceed $25 000.

Summit helps clients build proactive compliance strategies so levies don’t come back.

Receiving Form 668-A is a serious moment — but it’s not the end of the story. With immediate action and expert representation, levies can be released and your financial life restored.

📞 Call 833-477-4911   today for a confidential consultation with Summit Tax Relief.

📣 About the Author

Marc Boulanger, CPA is the founder of Summit Tax Relief LLC, a boutique tax resolution firm based in Oklahoma City, OK and trusted by high-income individuals and business owners across Oklahoma.

He is the author of Oklahoma Taxpayers' Guide: Taking A Stand Against the IRS: A Step-by-Step Plan for Dealing With Tax Collectors and Unfiled Returns Without Going Broke, available now on Amazon. The book offers a step-by-step plan for resolving IRS tax debt without losing your business, your home, or your peace of mind.

With over a decade of experience resolving high-stakes IRS and State tax matters, Marc brings strategic insight to complex cases involving wage garnishments, bank levies, unfiled returns, and six-figure tax debts. He is known for helping clients reduce or eliminate tax liabilities through expertly negotiated settlements and compliance plans.

Marc is a Certified Public Accountant licensed in California and Oklahoma and holds the designation of Certified Tax Representation Consultant. He is a member of the American Society of Tax Problem Solvers (ASTPS) — the national organization founded by the educators and practitioners who have trained thousands of CPAs, EAs, and tax attorneys in IRS representation strategy.

Every case is handled with discretion, proven methodology, and direct CPA-led representation — not call center scripts.

📍 Learn more at www.summittaxrelief.com or call (833) 477-4911.