If you’ve received an LT11 Notice from the IRS, you are officially in the danger zone.

This is not a routine letter. It’s the Final Notice of Intent to Levy — and it gives the IRS legal authority to seize your bank account, garnish your wages, or intercept your income if you don’t act within 30 days.

If you're in Oklahoma and just opened an LT11, here’s what it means, why the clock is ticking, and how Summit Tax Relief can step in to stop collections.

What Is IRS LT11?

The LT11 (or IRS Letter 1058) is titled “Final Notice of Intent to Levy and Notice of Your Right to a Hearing.”

It usually follows:

• CP14: Balance Due Notice
• CP501 or CP503: Reminder Notices
• CP504: Intent to Levy Your State Tax Refund

The LT11 gives you 30 days to respond before the IRS can start aggressive collections.

Why the 30-Day Window Matters

You have 30 days from the date of the LT11 to:

• File a Collection Due Process (CDP) Hearing request (Form 12153)
• Submit a resolution (like an Installment Agreement, Offer in Compromise, or CNC status)
• Stop levy actions before they begin

⚠️ If you do nothing, the IRS can levy your wages, bank accounts, or assets — and they do not need to send another notice.

What Can the IRS Seize After LT11?

• Bank accounts
• Wages and paychecks
• 1099 contractor payments
• Social Security (in some cases)
• Business receivables
• Federal or state refunds
• Even joint or business-linked accounts

The LT11 is the IRS’s green light to take collection action.

Don’t Call the IRS Yourself

The IRS will ask:

• How much you make
• How much you can afford to pay
• Why you haven’t paid already

Those answers can lock you into a payment plan or eliminate options you didn’t know you had. We protect your rights by filing Form 2848 (Power of Attorney) and handling all IRS contact for you.

Resolution Options After LT11

At Summit Tax Relief, we help Oklahoma clients act quickly and strategically. Options include:

1. Request a CDP Hearing (Form 12153)

• Stops all levy actions
• Protects your appeal rights
• Allows time to submit a proper resolution

2. Installment Agreement (IA)

• Affordable monthly payments
• Stops garnishments
• Often used to remove tax liens later

3. Offer in Compromise (OIC)

• Settle your IRS debt for less
• IRS cannot levy while your OIC is under review

4. Currently Not Collectible (CNC)

• Stops all enforcement if you qualify as unable to pay
• Must prove financial hardship through IRS financial disclosures

Why Work With Summit Tax Relief?

• Based in Oklahoma
• CPA-led, not a sales shop
• We help clients with $25,000+ in IRS or OTC debt
• Flat-fee pricing — no hourly billing
• We act fast — often within 24 hours of receiving your notice

Related Blog Posts (Internal Links)

• CP504 Notice in Oklahoma – What It Means and How to Respond
• IRS Bank Levy in Oklahoma: What You Need to Know
• IRS Wage Garnishment in Oklahoma: What You Need to Know Now
• Offer in Compromise: How It Works for Oklahoma Taxpayers

Get Help Now

Received an LT11 from the IRS? You only have 30 days to protect your income, your bank account, and your assets.


Call Summit Tax Relief at (833) 477-4911
Schedule Your Free Strategy Call



FAQ

Q: Can the IRS really take my money after 30 days?
A: Yes — the LT11 gives the IRS legal authority to levy after the 30-day window if you don’t take action.

Q: What if I’ve already missed the 30-day deadline?
A: You may still have options, such as requesting an Equivalent Hearing, negotiating an Installment Agreement, or seeking Currently Not Collectible status. However, you lose key legal protections after the deadline, and the IRS can begin enforcement at any time. Act immediately.

Q: Do I qualify for a settlement after receiving an LT11?
A: Possibly. We’ll evaluate your income, expenses, and IRS history to determine if you qualify for an Offer in Compromise or CNC.

📣 About the Author

Marc Boulanger, CPA is the founder of Summit Tax Relief LLC, based in Oklahoma City, OK.

With over a decade of experience helping individuals and businesses resolve serious IRS and State tax issues, Marc specializes in tax resolution strategies including Offers in Compromise, wage garnishment relief, and back tax compliance.

He is licensed as a Certified Public Accountant in both Oklahoma and California, and has a proven track record of helping clients settle complex tax debts and regain financial stability.

📍 Learn more at www.summittaxrelief.com or call (833) 477-4911.