If you’ve received IRS Letter 1058 or LT11, you’re officially at the final step before enforcement.

At this stage, the IRS is legally authorized to levy your wages, bank accounts, and assets — and it can happen any day now.

But you still have options — and time is critical.



At Summit Tax Relief, we help Oklahoma taxpayers respond to Final Notices fast, stop enforcement actions, and resolve tax debts before they spiral.

What Is an IRS Final Notice?

A Final Notice of Intent to Levy is a legal warning that the IRS intends to seize your property. This notice comes in one of two forms:



• Letter 1058 (used by Revenue Officers)
  
  
• LT11 (used by IRS Automated Collections)
  
  

Once issued, the IRS must wait 30 days before levying — giving you a chance to:

• Request a Collection Due Process (CDP) hearing
  
  
• File a formal resolution plan
  
  
• Submit financials or settlement proposals
  
  
• Stop the levy before it happens
  
  

If you ignore this notice, the IRS doesn’t need to warn you again.

What Can the IRS Seize After the Final Notice?

• Wages and paychecks
  
  
• Bank account balances
  
  
• Social Security (15%)
  
  
• Vendor payments
  
  
• Rental income
  
  
• Business assets (for self-employed taxpayers)
  
  

Once a levy hits, it’s difficult to undo — and very disruptive.

How to Stop IRS Collections Immediately

Step 1: File a Collection Due Process (CDP) Hearing Request

Use Form 12153 to request a hearing before the 30-day deadline. This:

• Freezes collection activity
  
  
• Opens the door to settlement or installment negotiations
  
  
• Gives you appeal rights if denied
  
  

Step 2: Submit IRS Form 433-A or 433-F

You’ll need to show your financial condition to:

• Qualify for an Offer in Compromise
  
  
• Request hardship (CNC)
  
  
• Prove you can’t afford the proposed payment
  
  

Step 3: Negotiate a Resolution

Depending on your situation, we may help you:

• Set up an Installment Agreement
  
  
• Settle with an Offer in Compromise
  
  
• Apply for Currently Not Collectible status
  
  
• Request penalty abatement
  
  

Step 4: Get a Levy Release (if it already hit)

If the IRS already levied your bank or wages:



• We can request an emergency release based on hardship
  
  

The IRS often agrees if you show a good-faith plan in progress

Oklahoma Case Example

Client: Bookkeeper in Stillwater, OK

• Received LT11 and ignored it
  
  
• IRS levied $4,300 from bank account
  
  
• We filed POA, submitted Form 433-A
  
  
• IRS released remaining levy funds and approved $120/month agreement
  
  
• No further collection action taken
  

Why Work With Summit Tax Relief?

• Based in Oklahoma — serving clients statewide
  
  
• Led by a licensed CPA and experienced IRS negotiator
  
  
• We stop levies, handle CDP filings, and build real resolution strategies
  
  
• Flat-fee pricing — no hourly surprises

Internal Links

• IRS Letter 1058 – Final Notice Before Levy
  
  
• IRS CP504 Notice – What It Means and What to Do
  
  
• IRS Form 433-A – What It Is and Why It Matters

Call to Action

If you’ve received an LT11 or Letter 1058, don’t wait for the IRS to levy your bank account. We’ll help you stop collections fast — and fix the tax problem for good.

📞 Call Summit Tax Relief at (833) 477-4911
📅 Schedule Your Free Strategy Call

FAQ

📣 About the Author

Marc Boulanger, CPA is the founder of Summit Tax Relief LLC, a boutique tax resolution firm based in Oklahoma City, OK and trusted by high-income individuals and business owners across Oklahoma.

He is the author of Oklahoma Taxpayers' Guide: Taking A Stand Against the IRS: A Step-by-Step Plan for Dealing With Tax Collectors and Unfiled Returns Without Going Broke, available now on Amazon. The book offers a step-by-step plan for resolving IRS tax debt without losing your business, your home, or your peace of mind.

With over a decade of experience resolving high-stakes IRS and State tax matters, Marc brings strategic insight to complex cases involving wage garnishments, bank levies, unfiled returns, and six-figure tax debts. He is known for helping clients reduce or eliminate tax liabilities through expertly negotiated settlements and compliance plans.

Marc is a Certified Public Accountant licensed in California and Oklahoma and holds the designation of Certified Tax Representation Consultant. He is a member of the American Society of Tax Problem Solvers (ASTPS) — the national organization founded by the educators and practitioners who have trained thousands of CPAs, EAs, and tax attorneys in IRS representation strategy.

Every case is handled with discretion, proven methodology, and direct CPA-led representation — not call center scripts.

📍 Learn more at www.summittaxrelief.com or call (833) 477-4911.