If your employer just told you they received IRS Form 668-W, your paycheck is in danger — or already under attack.

This is the IRS’s formal wage garnishment order. And if you don’t act fast, a large portion of every paycheck will be redirected to the IRS.

At Summit Tax Relief, we help Oklahoma clients stop garnishments, reverse IRS notices, and replace them with real resolution plans — fast.

Here’s what you need to know about Form 668-W.

What Is IRS Form 668-W?

IRS Form 668-W is a Notice of Levy on Wages, Salary, and Other Income. It’s sent directly to your employer, instructing them to withhold a portion of your wages and send it to the IRS.

Once received, your employer is legally obligated to comply — and must begin garnishment immediately (typically within one pay cycle).

How Much Will the IRS Take?

Unlike most wage garnishments that cap at a percentage, the IRS uses an exemption-based formula tied to:

• Filing status
• Number of dependents
• Pay frequency (weekly, biweekly, etc.)

Everything above the exempt amount is taken — and that could be 50–75% of your net pay in many Oklahoma cases.

Example: If you’re single with no dependents and paid biweekly, only ~$500 may be exempt — the rest can go to the IRS.

Why Did I Get This?

You received IRS Form 668-W because:

• You owe IRS back taxes
• You received notices like CP504, LT11, or Letter 1058
• You didn’t respond within 30 days
• You don’t have a resolution (IA, OIC, CNC) in place
• The IRS considers you noncompliant

This is a final enforcement action. It won’t go away unless addressed.

What Happens After the IRS Sends 668-W?

• Your employer must begin withholding immediately
• The garnishment continues until your full balance is paid
• It remains in effect even if you change jobs or income level
• You will not receive further warnings — the IRS considers you notified

How to Stop IRS Garnishment After Form 668-W

Summit Tax Relief has helped hundreds of Oklahoma taxpayers stop IRS wage levies — often in 1–3 business days. Here's how:

1. File Power of Attorney (POA)

We immediately contact the IRS and notify them that representation is in place.

2. Request a Temporary Collection Hold

This stops wage levy activity while we prepare financials.

3. Submit Form 433-A or 433-F

We document your current financial condition and prove why garnishment causes hardship or is inappropriate.

4. Negotiate a Resolution

We propose a long-term solution — typically one of the following:

• Installment Agreement
• Currently Not Collectible (CNC)
• Offer in Compromise (OIC)
• Appeal, if your rights were violated

Oklahoma Case Example

Client: Norman-based warehouse worker

• Earning $1,200 biweekly
• Employer received 668-W and began withholding $670 per check
• We intervened within 48 hours, submitted Form 433-F and hardship docs
• IRS approved CNC status — garnishment stopped completely

Why Work With Summit Tax Relief?

• We’re based in Oklahoma — we understand local payroll systems and how to work with in-state employers
• CPA-led firm — not a call center
• We act fast and manage all IRS and employer communication
• We don’t just stop enforcement — we build a permanent solution
• Transparent, flat-fee pricing — no hourly surprises

Related Blog Posts (Internal Links)

• IRS Wage Garnishment in Oklahoma – What You Need to Know Now
• IRS Bank Levy in Oklahoma – What to Do Before It Hits
• IRS Letter 1058 – Final Notice Before Levy

Get Help Now

If your employer just received Form 668-W, don’t wait. Every paycheck matters.

Call Summit Tax Relief at (833) 477-4911
Schedule Your Free Strategy Call

FAQ

Q: Can my employer ignore this form?
A: No. If they don’t comply, they could be held personally liable for the taxes.

Q: Can I negotiate directly with the IRS to stop it?
A: Yes — but it’s difficult. We do it every day and know what documentation and wording the IRS responds to.

Q: Will the garnishment stop if I quit my job?
A: Temporarily — but the IRS will follow you to your next employer. It’s better to resolve it properly.

Q: Can I still qualify for an Offer in Compromise after garnishment starts?
A: Yes. In many cases, the IRS will pause garnishment while your OIC is under review.

📣 About the Author

Marc Boulanger, CPA is the founder of Summit Tax Relief LLC, a boutique tax resolution firm based in Oklahoma City, OK and trusted by high-income individuals and business owners across Oklahoma.

He is the author of Oklahoma Taxpayers' Guide: Taking A Stand Against the IRS: A Step-by-Step Plan for Dealing With Tax Collectors and Unfiled Returns Without Going Broke, available now on Amazon. The book offers a step-by-step plan for resolving IRS tax debt without losing your business, your home, or your peace of mind.

With over a decade of experience resolving high-stakes IRS and State tax matters, Marc brings strategic insight to complex cases involving wage garnishments, bank levies, unfiled returns, and six-figure tax debts. He is known for helping clients reduce or eliminate tax liabilities through expertly negotiated settlements and compliance plans.

Marc is a Certified Public Accountant licensed in California and Oklahoma and holds the designation of Certified Tax Representation Consultant. He is a member of the American Society of Tax Problem Solvers (ASTPS) — the national organization founded by the educators and practitioners who have trained thousands of CPAs, EAs, and tax attorneys in IRS representation strategy.

Every case is handled with discretion, proven methodology, and direct CPA-led representation — not call center scripts.

📍 Learn more at www.summittaxrelief.com or call (833) 477-4911.